Built for people with more than one money question
Most of our clients came to us with one question and found three more hiding behind it.
A loan question was really a cash flow question. A tax bill was really an investment question. That's why we built a firm where planners, loan specialists, tax professionals and insurance advisors sit at the same table and share one plan for each client.
Today we serve households, freelancers and small businesses across Boulder County and the Front Range, in person on Mapleton Avenue and online.
- CFP and CPA professionals
- Licensed loan specialists
- Licensed insurance advisors
- Fees disclosed up front
Our values
Four promises that shape every meeting, recommendation and phone call.
Clarity first
We explain every number, fee and trade-off until it makes sense to you.
Honest comparisons
We show every option side by side, including the ones we don't earn from.
Steady progress
Small, steady steps beat big promises. We plan for decades, not quarters.
Local roots
We live, bank and raise families in Boulder County, the same as our clients.
How we grew
First office on Mapleton Avenue
Two planners open a small office near the mouth of Boulder Canyon.
Loan desk opens
Licensed loan specialists join to compare personal, credit and home loans.
Tax advisory added
CPAs join so tax planning shapes every borrowing and investing decision.
Insurance and protection
Life, disability and liability reviews round out the full plan.
Secure client portal
Encrypted uploads, e-signatures and video meetings for clients anywhere.
Independent advice, written down
You'll never wonder why we recommended something.
Before you sign a loan, open an account or buy a policy, we put our recommendation in writing with the options we compared, the total cost of each and how we are paid. If a choice we don't earn from is better for you, we say so.
Your plan is reviewed every season, so a raise, a new baby, a business launch or a move gets folded in before it becomes a problem.
Explore Our Services
Meet your advisors
Credentialed professionals who know Boulder and the Front Range.
Claire Montoya, CFP
Founder and Lead PlannerBuilds retirement and investment plans for families and business owners.
Ethan Rourke, CPA
Director of Tax AdvisoryPlans taxes for freelancers, households and growing small businesses.
Priyanka Desai
Senior Loan SpecialistCompares personal, credit and mortgage offers to find the true lowest cost.
Owen Fairbanks
Insurance AdvisorReviews life, disability, home and liability coverage for gaps.
Ready to find your next money source?
Book a free 30-minute discovery call with a Next Money Source advisor.